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If you feel that Google may have infringed on your privacy while using Incognito Mode, you can take our online quiz to see if you qualify to file a lawsuit.
Google has filed a lawsuit against the Consumer Financial Protection Bureau (CFPB), challenging the agency’s decision to place the tech giant under supervision. The lawsuit comes in response to the CFPB’s recent order establishing supervisory authority over Google’s payments division. The order arose due to a payment product no longer being offered in the U.S. The CFPB states that it assesses risks based on consumer complaints and other factors.
The CFPB’s Order and Its Implications
The CFPB order allows the CFPB to conduct supervisory exams to assess potential violations of law. These examinations are designed to ensure compliance and rectify any issues proactively.
Google has strongly contested the CFPB’s decision, calling it a “clear case of government overreach.” The tech giant argues that its Google Pay peer-to-peer payment service, cited in the CFPB’s order, never increased risk to consumers and no longer exists in the U.S. Therefore, Google claims, it cannot pose any risks to consumers.
In its lawsuit, Google stated: “As a matter of common sense, a product that no longer exists is incapable of posing such risks.” The company also took aim at the CFPB’s methodology, arguing that the agency’s “low bar” for what constitutes consumer risk undermines its justification for asserting supervisory authority.
The CFPB has defended its decision. The agency argues that Google Payment Corp.’s discontinuation of the product that led to the order does not excuse it from supervision.
What’s at Stake in Google’s Battle With the CFPB
This legal battle is more than a procedural dispute—it represents a larger debate about the balance of power between regulatory agencies and tech companies with products in the financial space.
The lawsuit also raises questions about how regulators define and measure risk in a rapidly evolving tech landscape. Can risk be associated with a service that no longer exists? And should historical operations continue to subject companies to regulatory oversight?
Google Faces Broad Legal Scrutiny
Google’s lawsuit against the CFPB adds to the company’s growing list of legal challenges. Among the most notable is the ongoing search antitrust case, where the U.S. Department of Justice accuses Google of maintaining an illegal monopoly in search through exclusive agreements with device manufacturers. Simultaneously, Google faces a digital advertising antitrust case, with allegations that it exploits its dominance in ad tech to suppress competition and inflate costs for advertisers. Additional scrutiny targets its Play Store practices, with lawsuits claiming the company imposes unfair restrictions on app developers.
Furthermore, privacy concerns have fueled legal action regarding Incognito Mode, with allegations that the feature misleads users about the extent of data collection during private browsing. If you used Incognito Mode, you may qualify to file a lawsuit.
